OUR APPROACH

Empowering your payment success.

Our approach is centered around providing personalized, end-to-end solutions to meet the unique needs of your business.

CONSULTING SERVICES

Payments aren’t a product. They’re a strategy.

More than a processor—we help you structure and optimize your payments for better terms, lower costs, and smarter growth.

OUR APPROACH

We’re not agents. We’re your payment strategy partner.

Agents and brokers work for the providers. We work for you. That means we don’t just hand you a standard account—we design a strategy around your goals, negotiate better terms, and optimize how money moves through your business.

ONE

Strategic Planning & Support

Whether you’re scaling, restructuring, or presenting to the board—we help you plan with confidence.

Build or validate your payments strategy
Model vendor transitions, resource impact, and long-term tradeoffs
Provide executive-level guidance and ongoing support
TWO

Vendor & Partner Strategy

Not all partners are built for your business. We help you choose the right banks, processors, gateways, and service providers—then negotiate the best terms.

Evaluate and compare vendors based on your specific goals and payment types
Save time by leveraging our pre-vetted network—and board directly to reduce third-party risk
Negotiate stronger contracts with better terms, faster funding, and lower costs
THREE

Payments Architecture & Flow Design

We design how funds move—across systems, partners, and platforms—to reduce friction and improve control.

Map the full payment lifecycle from authorization to settlement
Identify bottlenecks, delays, or reconciliation risks
Design multi-entity flows, payout structures, and exception handling
FOUR

Operational Reviews & Risk Assessment

We assess your current payment setup to identify friction points, risk exposure, and missed opportunities.

Underwriting and transaction monitoring
Chargeback and reserve handling
Roles, escalation paths, and internal oversight
FIVE

Policy & Procedure Design

Strong internal policies don’t just reduce risk—they create consistency, improve margin, and prevent account instability.

Analyze merchant statement data and effective rates
Uncover decline patterns, refund spikes, and fraud triggers
Optimize fee structures, approval rates, and cost-to-fund timelines
SIX

Performance Optimization

We bring an outside lens to your performance data, identifying where your operation is costing too much or falling short.

Underwriting and transaction monitoring
Chargeback and reserve handling
Roles, escalation paths, and internal oversight
WHY US

What Makes Integrity Different

Independent and vendor-agnostic

We don’t profit from platforms. We represent your interests—period.

Built-in negotiation leverage

We’ve worked with 30+ acquiring banks and processors. We know what’s flexible, and how to get better terms than you’ll see going direct.

Deep expertise in high-risk and complex environments

We know what triggers account closures, how reserves are structured, and how to avoid pitfalls that others miss.

Trusted when it matters most

We’re often the first call after a shutdown, a failed launch, or a compliance scare. We bring clarity fast—and fix what others couldn’t.

More than advice. Real improvement.

We don’t stop at recommendations. We monitor performance data—decline rates, reserve usage, exception volume—and help you make meaningful improvements over time.

Ready to make Integrity your edge?

Schedule a free 20-minute consultation to learn more.

Request meeting