Please carefully review these Terms of Service in their entirety while using www.IntegrityPaymentsGroup.com (hereinafter referred to as the "Service" "Website" "Site" respectively), owned and operated by Integrity Payments Group (hereinafter also referred to as "We", "Our", "Company" respectively). This Agreement outlines the legally binding Terms and Conditions associated with the use of our services.

In order to access and use the Service, you must accept and comply with these Terms. Keep in mind that these Terms apply to everyone who uses or visits the Service.

When you access or use the Site in any way, browse or view the Site, or contribute your own content to the Site, you are indicating your consent to be bound by these Terms of Service. If you do not agree with any part of these terms, please refrain from accessing the Service.

Intellectual Property

Please be aware that we and our licensors own all intellectual property rights, including but not limited to copyrights, trademarks, and other proprietary rights, related to the Service. Any product or company names mentioned on the Service may be trademarks owned by their respective holders. We reserve all rights not expressly granted to you under this Agreement.

Privacy Policy

We respect the privacy of our users. To understand how we collect, use, and disclose information related to your privacy, please refer to our Privacy Policy, which you can find at http://www.integritypaymentsgroup.com/privacy. By accessing or using the Service, you acknowledge that you have read and agree to the terms of our Privacy Policy.

About This Service

This service enables you to apply for information and payment-related products and services provided by Integrity third parties. Integrity Payments Group does not directly offer these products or services.

Registration: Rules for User Conduct and Use of the Service

In order to use the Service, you need to be at least 18 years old. If you choose to submit Personalized Information through the Service, please note that the Company will not be responsible for any liabilities, losses, or damages resulting from the unauthorized use of your Personalized Information by Third Parties.

Use Restrictions

In order to use the Site, you must agree to the following Use Restrictions and Conduct Restrictions. By accessing the Site, you agree that you will not, under any circumstances:

  • Use the service for any unlawful purpose or for the promotion of illegal activities.
  • Use another individual’s Personal Information.
  • Provide false or inaccurate information when applying for Services.
  • Interfere or attempt to interfere with the proper functioning of the Service.
  • Engage in any automated use of the system or take any action that we consider may impose an unreasonable or disproportionately large load on our servers or network infrastructure.
  • Circumvent any robot exclusion headers or other measures we implement to restrict access to the Service.
  • Upload or attempt to upload any malicious content to the Service with the intent to damage or disrupt another user’s browser or computer.

Posting and Conduct Restrictions

When you apply for Services, you will need to provide Personal Information. Please note that you are solely responsible for the accuracy and completeness of the Personal Information that you submit or otherwise make available through the Service. While we act as an intermediary for your Personal Information, which is transmitted to third-party(s) upon your submission, we reserve the right to delete any Personal Information or applications from the Service at our discretion.

The following guidelines pertain to Personal Information. By transmitting and submitting any Personal Information while using the Service, you agree as follows:

  • You are solely responsible for your Personal Information and/or application.
  • You will not submit information that is malicious, false, or inaccurate.
  • We do not have control over third parties to whom your Personal Information is sent, and thus we disclaim responsibility for security breaches or data breaches that occur in those third-party systems.
  • You will not submit the information that is copyrighted or subject to third-party proprietary rights, including privacy, publicity, trade secret, etc., unless you are the owner of such rights or have the appropriate permission from their rightful owner to specifically submit such information.
  • You hereby acknowledge that we have the right to determine whether any of your Submitted Information is inappropriate or violates these Terms of Service, and reserve the right to remove any or all of your Submitted Information and terminate your access to this Service with or without prior notice.

By using the Service, you agree that any liability, loss, or damage arising from the submission, transmission, or use of any Personal Information that you make available or submit through the Service is solely your responsibility. Please note that the Company is not responsible for any public display or misuse of your Personal Information. While we do not pre-screen or monitor all submitted Personal Information or applications, we reserve the right to monitor and/or record your interactions with the Service.

Online Content Disclaimer

Opinions, advice, recommendations, statements, offers, or other information or content made available through the Service (but not directly by the Company) are the opinions of their respective authors and should not necessarily be relied upon. Such authors are solely responsible for their content. We do not guarantee the accuracy, completeness, or usefulness of any information on the Service, nor do we adopt or endorse, nor are we responsible for, the accuracy or reliability of any opinion, advice, or statement made by parties other than the Company. The Company takes no responsibility and assumes no liability for any Personal Information that you or any other user or third party sends over the Service. Under no circumstances will we be responsible for any loss or damage resulting from anyone’s reliance on information or other content posted on the Service, or transmitted to third parties.

Although we endeavor to enforce these Terms of Use, you may be exposed to content that is inaccurate or objectionable. The Company retains the right to remove any material that, in its sole opinion, violates, or is alleged to violate, the law or this agreement, or which might be offensive or that might violate the rights, harm, or threaten the safety of users or others. Unauthorized use may result in criminal and/or civil prosecution under Federal, State, and local law. If you become aware of misuse of our Service, please contact us.

Services Provided to Others

The Company serves as an authorized sales office marketing payment-related products and services on behalf of credit card processors, payment gateway providers, equipment providers, chargeback management solutions providers, and other payment product and services providers. The Company will make commercially reasonable efforts to facilitate the application process for these products and services. You acknowledge that these products and services are provided, managed, and delivered by third parties over whom the Company has no control. Therefore, you agree to look exclusively to those third parties and your agreements with them for resolution and remedy for any issues. Specifically, with regard to credit card processors, the Company’s role is limited to facilitating the application and application submission process. The Company’s responsibilities and scope do not extend into the underwriting, risk analysis, or provision of debit and credit card processing services, which is solely conducted and determined by the credit card processor(s) through whom you apply for merchant services.

Links to Other Sites And / Or Materials

As part of the Service, the Company may provide you with convenient links to third-party websites (“Third-Party Sites”), as well as content or items belonging to or originating from third parties (the “Third-Party Applications, Software, or Content”). These links are provided as a courtesy to Service users. The Company has no control over Third-Party Sites and Third-Party Applications, Software, or Content. Such Third-Party Sites or Third-Party Applications, Software, or Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by the Company, and the Company is not responsible for any Third-Party Sites accessed through the Site or any Third-Party Applications, Software, or Content posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Sites or the Third-Party Applications, Software, or Content. Inclusion of, linking to, or permitting the use of installation of any Third-Party Site or any Third-Party Applications, Software, or Content does not imply approval or endorsement thereof by the Company. If you decide to leave the Site and access the Third-Party Sites or to use or install any Third-Party Applications, Software, or Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices of any site which you navigate from the Site to, or relating to any applications you use or install from the Site.

Copyright Complaints and Copyright Agent

If you are a copyright owner or agent and believe that any materials provided on our Service infringe upon your copyrights, you may submit a notification to our designated copyright agent pursuant to the Digital Millennium Copyright Act (DMCA). You can do so by sending the following information in writing to the Company’s designated copyright agent at the address provided on our Site. Please make sure that you include all of the required information as outlined by the DMCA:

  • A physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
  • Identification of the copyrighted work(s) claimed to have been infringed;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  • Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an email address at which the complaining party may be contacted;
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE SERVICE INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, THE COMPANY MAKES NO WARRANTY OR REPRESENTATION THAT ACCESS TO OR OPERATION OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, CONTENT, OR OTHER MATERIAL OBTAINED FROM THE SERVICE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF WARRANTY, SO THIS PROVISION MAY NOT APPLY TO YOU.

MOREOVER, YOU ACKNOWLEDGE THAT WE HAVE PROVIDED NO WARRANTIES, EITHER EXPRESS OR IMPLIED, WRITTEN OR ORAL, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ANY EQUIPMENT, SOFTWARE, OR SERVICES THAT THE COMPANY MARKETS AND THAT THE COMPANY HAS NO LIABILITY WITH RESPECT TO ANY EQUIPMENT, SOFTWARE, OR SERVICES. THE USER AGREES TO EXCLUSIVELY LOOK TO THE THIRD-PARTY PROVIDER OF SUCH EQUIPMENT, SOFTWARE, OR SERVICES FOR REMEDY. IF THERE ARE ERRORS, OMISSIONS, INTERRUPTIONS, OR DELAYS RESULTING FROM OUR PERFORMANCE OR ANY FAILURE TO PERFORM, OUR LIABILITY SHALL BE LIMITED TO CORRECTING SUCH ERRORS, IF COMMERCIALLY REASONABLE.

Limitations of Damages; Release

TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, OR EMPLOYEES, OR ITS LICENSORS OR PARTNERS, BE LIABLE TO YOU FOR ANY LOSS OF PROFITS, USE, OR DATA OR FOR ANY INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, HOWEVER ARISING, THAT RESULT FROM (A) THE USE, DISCLOSURE, OR DISPLAY OF YOUR USER CONTENT; (B) YOUR USE OR THE INABILITY TO USE THE SERVICE; (C) THE SERVICE GENERALLY OR THE SOFTWARE OR SYSTEMS THAT MAKE THE SERVICE AVAILABLE; OR (D) ANY OTHER INTERACTIONS WITH THE COMPANY OR ANY OTHER USER OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF LIABILITY, SO THIS PROVISION MAY NOT APPLY TO YOU.

In the event that you encounter a dispute with a third-party service provider that you were referred to, or to whom you submitted your application through the use of our Service, you agree to release us (including our officers, directors, agents, subsidiaries, joint ventures, and employees) from any claims, demands, and damages (actual and consequential) of any kind and nature, whether known or unknown, arising out of or in any way connected with such disputes. If you are a California resident, you also waive California Civil Code subsection 1542, which states that "a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him, must have materially affected his settlement with the debtor."

Termination

We reserve the right to terminate or suspend your access to our Service at any time and without prior notice or liability, for any reason whatsoever. This includes situations where you breach the Terms in any way. 

Please note that all provisions of the Terms that are necessary for their interpretation or enforcement shall survive termination. These provisions include, but are not limited to, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Modification of Terms of Use

We reserve the right to amend these Terms of Use at any time, and we will update them accordingly. It is your sole responsibility to check the Site periodically to view any such changes in the Agreement. If you continue to use the Site, you indicate your agreement to our revisions to these Terms of Use. However, we will notify you of any significant changes to the Terms of Use by posting a notice on our homepage and/or sending an email to the email address you provided to us upon registration. Therefore, it is essential that you keep your contact information up-to-date.

Please note that any changes to these Terms of Use (other than as set forth in this paragraph) or waiver of the Company's rights hereunder shall not be valid or effective except in a written agreement bearing the physical signature of an officer of the Company. No purported waiver or modification of this Agreement by the Company via telephonic or email communications shall be valid.

Governing Law

These Terms of Use and your use of the Site are governed by the federal laws of the United States of America and the laws of the State of Texas and Harris County Texas, without regard to conflict of law provisions.

General Terms

If any part of this Agreement is held invalid or unenforceable, that portion of the Agreement will be construed as consistent with applicable law. The remaining portions will remain in full force and effect. Any failure on the part of the Company to enforce any provision of this Agreement will not be considered a waiver of our right to enforce such provision. Our rights under this Agreement will survive any termination of this Agreement.

You agree that any cause of action related to or arising out of your relationship with the Company must commence within one year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

The Company may assign or delegate these Terms of Service and/or the Company’s Privacy Policy (http://www.integritypaymentsgroup.com/privacy), in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under the Terms of Service or Privacy Policy without the Company’s prior written consent, any unauthorized assignment and delegation by you is void.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THE TERMS OF USE, AND WILL BE BOUND BY THESE TERMS AND CONDITIONS. YOU FURTHER ACKNOWLEDGE THAT THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY REPRESENT THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US AND THAT IT SUPERCEDES ANY PROPOSAL OR PRIOR AGREEMENT ORAL OR WRITTEN, AND ANY OTHER COMMUNICATIONS BETWEEN US RELATING TO THE SUBJECT MATTER OF THIS AGREEMENT.

Contact Us

If you have any questions about this Agreement, please feel free to Contact Us at [email protected]

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