LENDING

Streamlined payment solutions for lenders.

Empowering lenders to transform payment acceptance.

Get started

All-in-one solution for lenders. 

We tackle the challenges lenders face by not just processing payments, but by being your advocate—ensuring your operations are efficient, secure, and compliant.

Compliance

Enhance security and ensure comprehensive compliance across all jurisdictions through proactive third-party risk mitigation.

Experience

Draw on our deep domain expertise in lending compliance across federal, state, and industry-specific regulatory bodies.

Performance

Partner with us to develop tailored payment strategies that streamline your transaction flows, reduce costs, and enhance your overall payment ecosystem.

Sustainability

Build a robust lending operation with scalable solutions that adapt to market and regulatory changes.

Redundancy Management

Ensure uninterrupted service with sophisticated systems that not only ensure continuous operations but also enhance your business's resilience against threats.

Efficient

Optimize your operations to increase efficiency and reduce costs, all while upholding the highest security standards.

All-in-one platform for all of your needs. 

Running your business is now easier with comprehensive payment strategies. Sell products, drive profit, and be ready for the future when cannabis is federally legalized.

Ensure Compliance

Navigate approvals from perceived product risk, underage sales, and subscription complexities to stay compliant with regulations.

Elevate the Customer Experience

Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.

Streamline Operations

Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.

Remain Resilient

Minimize security risks, remain resilient even in unforeseen circumstances such as business shutdowns, and ensure your business can continue to thrive.

Onboarding

Simple Onboarding

Leverage enhanced onboarding and repayment tools to reduce first payment defaults drastically.

Payment Waterfall Strategy
Apply a structured approach to managing debtor payments, prioritizing them to maximize recovery rates effectively.

Real-time Payroll Details
Gain access to up-to-date payroll data to enable quick, precise financial decisions.

Bank Account Verification
Quickly verify bank details to secure transactions and minimize the risk of financial fraud.

ACH Payments
Utilize non-traditional data sources to enrich risk assessments and provide a more comprehensive view of borrower creditworthiness.

Credentialed Banking Aggregation
Seamlessly integrate and manage banking data, ensuring full security and compliance.

Onboarding

Simple Onboarding

Leverage enhanced onboarding and repayment tools to reduce first payment defaults drastically.

Payment Waterfall Strategy
Apply a structured approach to managing debtor payments, prioritizing them to maximize recovery rates effectively.

Real-time Payroll Details
Gain access to up-to-date payroll data to enable quick, precise financial decisions.

Bank Account Verification
Quickly verify bank details to secure transactions and minimize the risk of financial fraud with both credentialed and non-credentialled solutions.

ACH Payments
Utilize non-traditional data sources to enrich risk assessments and provide a more comprehensive view of borrower creditworthiness.

Credentialed Banking Aggregation
Seamlessly integrate and manage banking data, ensuring full security and compliance.

Payouts

Flexible Payout Solutions

Provide borrowers swift access to funds with versatile payout solutions.

On-Demand and Batch ACH
Provide flexible ACH payment options to accommodate your cash flow needs effectively.

Push to Card
Enable instant fund transfers directly to debit or credit cards to ensure rapid access to funds for borrowers.

Branded Prepaid Card Issuing
Enhance customer loyalty and provide convenient payment solutions with custom branded prepaid cards.

Bank-to-Bank Transfers
Facilitate secure and efficient transfers between banks, optimizing your financial operations.

Payouts

Flexible Payout Solutions

Provide borrowers swift access to funds with versatile payout solutions.

On-Demand and Batch ACH
Provide flexible ACH payment options to accommodate your cash flow needs effectively.

Push to Card
Enable instant fund transfers directly to debit or credit cards to ensure rapid access to funds for borrowers.

Branded Prepaid Card Issuing
Enhance customer loyalty and provide convenient payment solutions with custom branded prepaid cards.

Bank-to-Bank Transfers
Facilitate secure and efficient transfers between banks, optimizing your financial operations.

Payments

Comprehensive Payment Solutions

From ACH & EFT to credit and debit card processing, payroll payments, and in-store retail networks, our comprehensive solutions meet every payment need.

ACH & eCheck
Efficiently process electronic checks and ACH payments for reliable and cost-effective transaction solutions.

Real Time Payments
Implement instant payment processing to enhance transaction speed and improve cash flow.

Payroll Pay
Streamline payroll disbursements to ensure timely and accurate payments to employees.

In-store Retail Payment Network
Integrate payment solutions across physical and digital platforms to provide a seamless payment experience

Credit & Debit Card Processing
Ensure smooth and secure processing of credit and debit card transactions.

Collections

Streamlined Collection Services

Enhance collections performance and the experience for borrowers with services designed to boost success rates.

Bank Account Funds Verification
Confirm the availability of funds in accounts to streamline collection efforts.

Waterfall Payment Workflow
Optimize payment collection through a prioritized sequence of payment methods.

Payment Verification
Add credentialed and non-credentialed solutions to verify the authenticity and success of transactions, ensuring reliable revenue recovery.

Debit Card Validation
Authenticate debit card details to maintain security and accuracy.

Fraud & Dispute

Fraud & Dispute Resolution

Safeguard your operations with specialized tools tailored to manage chargebacks, automate returns, and handle ACH disputes.

Chargeback Management
Efficiently manage and resolve chargebacks to minimize financial losses and protect customer relationships.

Automated Return Management
Simplify the return process to enhance customer satisfaction and streamline operations.

ACH Return Management
Manage ACH returns effectively to ensure compliance and quick resolution of discrepancies.

Why Integrity Payments?

We provide customized solutions to lenders. We understand your unique requirements and challenges and work closely with you to provide tailored solutions.

Tailored Solutions

We work closely with you to create customized solutions that meet your specific requirements.

Fully Compliant

Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.

Comprehensive Offerings

Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.

Payment Strategy

We develop customized, efficient payment solutions tailored to your specific business goals and operational needs.

Market
Expertise

We stay ahead of industry regulations and compliance challenges to provide the most modern and compliant solutions.

Become a Partner Today

Join us and streamline payments for your clients. We are your true full-service payments partner!

Discover more

Refer a Merchant and Earn

It's simple. Earn lifetime residuals by referring merchants to us.

Get started